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Asgard Activate February 2018
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Welcome to your February edition of Asgard Activate. Learn of the perils of market timing, read about tips on saving versus investing, revisit the US and Asia's strong start to 2018 in our economic commentary, and explore the newest product updates.
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The Perils of Market Timing
Last year's best performing asset class can easily become next year's worst, or vice versa.
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Saving v Investing
This chart illustrates the historical returns from 1986 through 2017 for indices covering various asset sectors.
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US and Asia lead a strong start to 2018
Led by the US and Asian region, world markets saw the best start to a year for the S&P 500 index since 1987. While we roared into the New Year, volatility unexpectedly crept back into markets late in the month.
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New alerts take the guesswork out of following up TFN declarations
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Now there's no need to spend time checking whether pension clients have sent through their TFN Declaration form. Our new online features mean:
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We'll send you an Account action email when we receive a completed TFN Declaration from them.
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AdviserNET's Account details screen displays a new TFN Declaration status field so you can easily see if they've sent you a completed TFN Declaration.
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AdviserNET's Advance account search function now lets you generate a report of clients who have or haven't sent us a TFN Declaration, so you know exactly who to follow-up.
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Login to the AdviserNET for all the details.
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Find out how small changes can make a big difference
The new Asgard retirement income calculator has arrived. Built for Asgard by Willis Towers Watson, the calculator is an excellent wealth management tool to use with your clients, to help identify the income required to support their ideal lifestyle in retirement.
By making adjustments such as increasing super contributions, explore how even small changes can make a big difference to your client's future super balance.
Click here to access the calculator. You can also login to the AdviserNET homepage for more information.
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1 October 2018 - the deadline for MDA providers to meet changing AFS licence requirements
If you've been offering 'limited' managed discretionary account (LMDA) services via Asgard and your licensee hasn't taken any action to vary or update their AFS licence, they may need to do so by 1 October 2018.
From this date, the ASIC 'no-action' position that allowed LMDA services on a regulated platform without the required AFS licence authorisations, will no longer apply. Login to the AdviserNET for all the details.
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Information current as at 26 February 2018
This information was sent to you by Asgard Capital Management Limited ABN 92 009 279 592 AFSL 240695 (Asgard). This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to your personal objectives, financial situation and needs having regard to these factors before acting on it. This communication has been prepared for use by advisers only. It must not be made available to any retail client and any information in it must not be communicated to any retail client or attributed to Asgard © Asgard 2017. BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the trustee of all Asgard super/pension products and the responsible entity of Asgard Master Trust and Asgard Elements investment products. Asgard is the administrator of all Asgard products mentioned above (Asgard products). Asgard and BTFM are subsidiaries of Westpac Banking Corporation (Westpac). Unless otherwise disclosed in the offer document for the relevant financial product, investments through an Asgard product are not deposits with, investments in, or other liabilities of, Westpac or any other company within the Westpac Group. They are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of the specific investments you select or the account generally.
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